Terms & Conditions

Last Updated: June 12 2026

Welcome to MattWinkley.com (“Website”), owned and operated by Matt Winkley, a sole proprietor doing business as Mind to Heart (“Company,” “we,” “us,” or “our”).

By accessing this Website, purchasing any service, participating in any program, or otherwise engaging with our content, you agree to be bound by these Terms & Conditions.

If you do not agree to these Terms, please discontinue use of the Website and services.

1. Eligibility

By using this Website, you represent that:

You are at least 18 years of age.
You have the legal capacity to enter into binding agreements.
You will use this Website and services in compliance with all applicable laws.

2. Educational Purposes Only

All content, coaching, mentorship, consulting, courses, workshops, retreats, programs, meditations, videos, podcasts, written materials, and resources are provided for educational and informational purposes only.

Nothing provided through this Website constitutes medical, psychological, psychiatric, legal, tax, accounting, financial, investment, or professional advice.

You are solely responsible for any actions taken based on information provided through our services.

3. Coaching & Mentorship Services

Matt Winkley provides coaching, business mentoring, leadership development, meditation instruction, spiritual mentorship, and educational services.

Participation in any service does not create:

A therapist-client relationship
A doctor-patient relationship
An attorney-client relationship
A financial advisor-client relationship
Any other licensed professional relationship

Clients remain fully responsible for their own decisions, actions, and outcomes.

4. No Guarantees

We make no guarantees regarding:

Business growth
Revenue generation
Profitability
Financial outcomes
Career advancement
Personal transformation
Emotional healing
Spiritual experiences
Relationship outcomes
Health improvements

Individual results vary significantly.

Past results, testimonials, case studies, or examples do not guarantee future outcomes.

5. Payments

All fees are stated in U.S. Dollars unless otherwise specified.

Payment is due according to the terms presented at the time of purchase.

Failure to make required payments may result in suspension or termination of services.

We reserve the right to modify pricing at any time for future purchases.

6. Refund Policy

Due to the nature of coaching, consulting, mentoring, digital products, courses, and educational services, all purchases are final unless otherwise stated in writing.

No refunds will be issued for:

Missed sessions
Failure to attend scheduled calls
Failure to complete assigned work
Change of mind
Change in personal circumstances
Dissatisfaction arising from lack of implementation

Program-specific refund terms. Where a specific program, package, course, or offering includes its own refund policy (presented on the sales page, in a separate agreement, or at checkout), that program-specific policy shall govern for that offering and supersedes the general policy above. We recommend reviewing the refund terms for each specific program before purchase.

7. Scheduling & Cancellations

Clients are responsible for attending scheduled sessions.

Unless otherwise agreed in writing:

Sessions canceled with less than 24 hours notice may be forfeited.
No-shows may be considered completed sessions.
Rescheduling requests are subject to availability.

We reserve the right to reschedule sessions due to illness, emergencies, travel, or unforeseen circumstances.

8. Intellectual Property

All content on this Website and within our programs is protected by copyright and intellectual property laws.

This includes but is not limited to:

Written content
Videos
Audio recordings
Meditations
Course materials
PDFs
Worksheets
Graphics
Logos
Program frameworks
Coaching methodologies
Teaching materials

You may not:

Reproduce
Republish
Record
Distribute
Sell
License
Modify
Create derivative works without prior written permission.

Purchasing a program grants a limited, non-transferable license for personal use only.

9. Recording Policy

Clients may not record coaching sessions, workshops, trainings, group programs, retreats, or other services without prior written permission.

If recordings are provided by us, they remain our intellectual property and may not be distributed, copied, or shared.

10. User & Participant Conduct

You agree not to:

Violate any applicable law
Interfere with Website functionality
Attempt unauthorized access to systems
Share login credentials
Harass, threaten, or abuse other participants, clients, or staff
Misrepresent your identity
Infringe on intellectual property rights

Group programs, workshops, and retreats. Participants in group coaching, workshops, courses, community spaces, or future retreats are expected to engage respectfully with other participants and with Matt Winkley and any staff or facilitators. We reserve the right to remove any participant from a group program, community space, workshop, or retreat — without refund — for conduct that is abusive, harassing, disruptive, unsafe, or otherwise harmful to the experience of other participants, at our sole discretion.

We reserve the right to terminate access for violations of these Terms.

11. Confidentiality

We respect client confidentiality and will not intentionally disclose private client information except:

When required by law
To protect safety
To comply with legal obligations
With client consent

Clients acknowledge that group programs, retreats, workshops, and community environments cannot guarantee confidentiality by other participants.

12. Third-Party Resources

We may recommend books, professionals, software, products, websites, or other resources.

We are not responsible for the content, availability, effectiveness, or actions of any third party.

Any engagement with third-party providers is solely between you and that provider.

13. Assumption of Risk

Participation in meditation practices, personal development exercises, coaching activities, retreats, workshops, business consulting, and related services involves personal responsibility and inherent risk.

By participating, you voluntarily assume all risks associated with your participation.

Future in-person retreats and events. For any future in-person retreat, workshop, or event involving travel, lodging, physical activity, or shared accommodations, a separate event-specific liability waiver, health questionnaire, and participation agreement will be required prior to attendance. Those event-specific documents will supplement and, where applicable, supersede this section.

14. Limitation of Liability

To the fullest extent permitted by law, Matt Winkley, Mind to Heart, their employees, contractors, affiliates, agents, successors, and assigns shall not be liable for any:

Direct damages
Indirect damages
Incidental damages
Consequential damages
Special damages
Punitive damages
Loss of income
Loss of profits
Business interruption
Emotional distress

Personal losses arising from or related to:

Website use
Coaching services
Consulting services
Mentorship
Programs
Retreats
Courses
Educational content

Our total liability for any claim shall not exceed the amount paid by you for the specific service giving rise to the claim.

15. Indemnification

You agree to indemnify and hold harmless Matt Winkley, Mind to Heart, and their affiliates from any claims, liabilities, damages, losses, costs, or expenses arising from:

Your use of the Website
Violation of these Terms
Participation in services
Misuse of content or materials

16. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the State of California, without regard to conflict of law principles, without prejudice to any mandatory consumer protection rights you may have under the laws of your state of residence.

Note: As a sole proprietor residing in California and serving clients across multiple states, this governing law clause may still be subject to limitations under certain states’ consumer protection statutes. We recommend a brief attorney review to confirm enforceability for your specific client base and to determine whether any state-specific addenda are advisable.

17. Dispute Resolution & Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

Before initiating any legal action, both parties agree to attempt good-faith resolution of disputes through informal negotiation for a period of at least 30 days.

Any dispute that cannot be resolved informally shall be submitted to binding arbitration administered in the State of California, rather than litigated in court. By agreeing to these Terms, you and Matt Winkley/Mind to Heart each waive the right to a jury trial or to participate in a class action.

Each party shall bear its own legal costs unless otherwise determined by the arbitrator.

Note: Binding arbitration clauses are more likely to be enforced when a customer affirmatively acknowledges them (e.g., a separate checkbox at checkout stating “I have read and agree to the Terms & Conditions, including the binding arbitration provision in Section 17”). We recommend adding this acknowledgment to your checkout/booking flow.

18. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

19. Modifications

We reserve the right to modify these Terms at any time.

Updated versions will be posted on this Website with a revised “Last Updated” date.

Continued use of the Website constitutes acceptance of any modifications.

20. Contact Information

Questions regarding these Terms & Conditions may be directed to:

Matt Winkley Mind to Heart Email: info@mattwinkley.com Website: www.mattwinkley.com